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Abstract

<jats:p>This book discusses the importance of human capital in managing operational risk, particularly in the context of Islamic banking. It highlights how mistakes and errors made by highly skilled employees can trigger risks that lead to significant losses. Emphasis is placed on the importance of developing employees who are not only skilled and knowledgeable but also possess strong values and positive ethics. The Islamic concept of Ihsan, which combines technical competence with good character, serves as the foundation for building the competency of Islamic banking personnel. The book reminds readers that the success of Islamic banking is not solely measured by worldly profits but also by social responsibility and the goal of attaining blessings in the hereafter. Thus, the development of human capital that embodies Islamic values—such as faith (iman), knowledge (ilmu), and righteous action (amal)—is the key to shaping a more ethical and responsible future for Islamic banking.</jats:p>

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islamic banking book importance human

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