Abstract
<jats:p>This study aims to examine, within a conceptual and analytical framework, how the digitalisation of international trade is reshaping the sustainable financing architecture and the structural impacts of this transformation on the banking sector. The transformation of global trade through digital platforms, electronic document systems, blockchain-based trade finance applications, and data-driven risk assessment mechanisms is changing the nature of financial intermediation. In this process, banks are moving beyond being merely institutions that finance trade; they are transforming into strategic actors in the fields of data analytics, sustainability measurement, and risk pricing. This study examines the interaction between digitalisation and sustainable finance within the context of corporate transformation, credit allocation mechanisms, environmental, social, and governance (ESG) based risk management, and the regulatory framework. The analysis is based on a literature-based conceptual synthesis and examines the potential impacts of digital trade infrastructure on banks' balance sheet structure, risk perception, and financing composition from a holistic perspective. Furthermore, the study evaluates new areas of vulnerability that digital inequalities, data security, cyber risks, and international regulatory non-compliance may pose to the sustainable financing process. In conclusion, the study provides a conceptual framework to the literature by systematising the relationship between digitised international trade and sustainable finance within the banking sector; develops theoretical implications regarding the transformation of financial architecture; and offers a holistic assessment for policymakers concerning regulatory compliance, green finance standards, and digital infrastructure investments. </jats:p>